EARN EXTRA CASH WITH YOUR YOUTH ACCOUNT
Good Financial Habits Get Rewarded
Help your kids earn money while they learn money. Kids 0-12 get $25* after they open their first account and deposit $25 every month for the first three months. Teens 13-17 get $50** when they open their first account, complete our video series and quiz, deposit $50 for three months in a row, plus activate and use their debit card once within the first 90 days.
Select the program that's right for your child to get started.
Solutions Crafted For Kids Of All Ages
Brewster Savings Club
Get your child excited about saving. Savings and $5 deposit required for membership. Get access to all our resources and start building healthy financial habits that will last a lifetime.
Learn-to-Earn Savings Club
Earn a premium rate on balances up to $3,000. Choose your own initial annual maturity date to match your savings goals. Dividends compounded and credited monthly.
Youth Certificate
12-month certificate with dividends earned and compounded monthly based on average daily balance. $25 minimum to open. Unlimited additional deposits.
Even More Options For Teens
Free Teen Checking
Being a teen is hard. We're making at least one thing easier. Available for teens ages 13-17 with a parent or guardian’s signature. This full-service account includes all of the features and perks of our regular On Tap Free Checking Account.
Connected and in Control
Bank anywhere, anytime with Online and Mobile Banking. Monitor transactions, set up automatic transfers, create custom alerts, control card access, and assist your teen in learning to budget and manage their own money the right way.
Prepare For the Future
Your teen has a future filled with possibilities. From navigating student loans and financial aid to building credit and learning how to manage a budget, we've got the resources your teen needs to succeed as they take on new responsibilities.
“I spent the day calling around to credit unions in the area to explore some options for my son to begin banking. The service I received is the reason I decided to choose On Tap. They are so kind, informative and helpful, and even went out of the way to provide me information that I didn’t even ask for, like scholarship options for my son!“Maggie H. , Member Since 2015
*Youth 12 and under. Subject to IRS dividend reporting. New accounts only. Account holder must live in Colorado. A $5 par membership share with On Tap Credit Union is required. Savings contributions of $25 must be made for three consecutive months to qualify within 90 days of account opening. Promotion subject to change. Must use promo code YOUTH at the time of account opening to qualify.
**Youth 13 to 17. Subject to IRS dividend reporting. New checking accounts only. Account holder must live in Colorado. A $5 par membership share with On Tap Credit Union is required. Checking contributions of $50 must be made for three consecutive months, a debit card must be opened, and quiz participation must be completed within 90 days of account opening to qualify. Promotion subject to change. Must use promo code YOUTH at the time of account opening to qualify.
