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Earn Extra Cash With Youth Account Rewards
Good Financial Habits Get Rewarded

Get rewarded for good financial habits. Kids 0-12 get $25* after they open their first account and deposit $25 every month for the first three months. Make your deposit in person and pick a bonus prize!
Get your youth account started online. Use promo code 'YOUTH' to earn.
Prefer to speak with an expert directly?
Solutions Crafted For Kids Of All Ages
Brewster Savings Club
Get your child excited about saving. Savings and $5 deposit required for membership. Get access to all our resources and start building healthy financial habits that will last a lifetime.
Learn-to-Earn Savings Club
Earn a premium rate on balances up to $3,000. Choose your own initial annual maturity date to match your savings goals. Dividends compounded and credited monthly.
Youth Certificate
12-month certificate with dividends earned and compounded monthly based on average daily balance. $25 minimum to open. Unlimited additional deposits.
Have questions? Contact us at 303.279.6414 or request to connect online.
“I spent the day calling around to credit unions in the area to explore some options for my son to begin banking. The service I received is the reason I decided to choose On Tap. They are so kind, informative and helpful, and even went out of the way to provide me information that I didn’t even ask for, like scholarship options for my son!“Maggie H. , Member Since 2015
*Subject to IRS dividend reporting. New accounts only. Account holder must live in Colorado. A $5 par membership share with On Tap Credit Union is required. Savings contributions of $25 must be made for three consecutive months to qualify within 90 days of account opening. Promotion subject to change. Must use promo code YOUTH at the time of account opening to qualify.




