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Good Financial Habits Get Rewarded
Teens 13-17 get $50* when they open their first account, complete our video series and quiz, deposit $50 for three months in a row, plus activate and use their debit card once in the first 90 days.
Step 1: Before You Begin The Video Series
Open your teen account in minutes online or stop into a branch to get set up. Use promo code 'YOUTH' to earn.
Step 2: Watch Our 3 Quick Video Courses and Take The Quiz
Complete our Money Savvy video series and take the quiz to verify that you have finished the courses.
Step 3: Start Using Your Account and Get Rewarded
Deposit $50 into your account each month for the first 3 months and use your debit card at least once in the first 90 days to earn your $50 reward.
Set Your Teen Up For Financial Success
Free Teen Checking
Being a teen is hard. We're making at least one thing easier. Available for teens ages 13-17 with a parent or guardian’s signature. This full-service account includes all of the features and perks of our regular On Tap Free Checking Account.
Connected and in Control
Bank anywhere, anytime with Online and Mobile Banking. Monitor transactions, set up automatic transfers, create custom alerts, control card access, and assist your teen in learning to budget and manage their own money the right way.
Prepare For the Future
Your teen has a future filled with possibilities. From navigating student loans and financial aid to building credit and learning how to manage a budget, we've got the resources your teen needs to succeed as they take on new responsibilities.
Savings Solutions Crafted For Kids Of All Ages
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Standard Teen Savings
Get your child excited about saving. Savings and $5 deposit required for membership. Get access to all our resources and start building healthy financial habits that will last a lifetime.
Learn-to-Earn Savings Club
Earn a premium rate on balances up to $3,000. Choose your own initial annual maturity date to match your savings goals. Dividends compounded and credited monthly.
Youth Certificate
12-month certificate with dividends earned and compounded monthly based on average daily balance. $25 minimum to open. Unlimited additional deposits.
Have questions? Contact us at 303.279.6414 or request to connect online.
“I spent the day calling around to credit unions in the area to explore some options for my son to begin banking. The service I received is the reason I decided to choose On Tap. They are so kind, informative and helpful, and even went out of the way to provide me information that I didn’t even ask for, like scholarship options for my son!“Maggie H. , Member Since 2015
Ready to open a teen account with your child?
**Subject to IRS dividend reporting. New checking accounts only. Account holder must live in Colorado. A $5 par membership share with On Tap Credit Union is required. Checking contributions of $50 must be made for three consecutive months, a debit card must be opened, and quiz participation must be completed within 90 days of account opening to qualify. Promotion subject to change. Must use promo code YOUTH at the time of account opening to qualify.