Move In
& Move Up 

with home down payment grant solutions to get you in the door and on track toward building more wealth through homeownership.
Grant Assistance Programs At On Tap

Connect With A Home Loan Expert

We'll contact you to review all your options and find the grant solutions to help you cut your homebuying costs. 

 

Qualifying For Grant Assistance Is Easier Than You Think

 

 

 

 

Any Stage In Life

First-time buyer? We've got programs just for you!

Experienced buyer? You can qualify for down payment assistance too!

 

Household Income Based

Is your household income under $150,000 per year? 

Chances are, you qualify!

 

Expansive Options

Specialized programs available for:

Black and African American First-Time Homebuyers 

First-Time Homebuyers

Homebuyers in Social Equity Areas of Denver

Dearfield Fund Grants

Dearfield Down Payment Assistance

Building Black Wealth from the Ground Up

Homeownership is often one of the most critical steps in building generational wealth. Dearfield Fund down payment assistance helps Black and African American first-time homebuyers access no-interest* down payment assistance that can be used toward the purchase of a new home.

Get up to $40,000** for your home down payment.

Purchase your first home in Adams, Arapahoe, Broomfield, Denver, Douglas, or Jefferson County.

Qualify if you make less than $150,000 per year in household income and have 3% of your down payment saved.

First-Time Homebuyer Grants

Get $7,500 for your down payment and closing costs while funding is available.

No repayment - ever.

Subject to income qualification based on county and family size.

 

 

Metro DPA

Get $15,000 - $25,000 for your down payment when you purchase a home as a primary residence in a social equity regions of metropolitan area.

Qualify with a credit score of 640 or higher and a household income under $150,000 per year.

Metro DPA - Down Payment Assistance

Ready To
Apply?

 

Step 1

Get Your Guide To Homeownership

Buying your first home? We've got your guide from application to move-in day so you can focus more energy on finding the right home for you.

GET YOUR FREE BUYERS GUIDE

Step 2

Get Pre-Approved 

Apply online, contact us at 303.279.6416, or request to connect with a home loan expert below.

Apply Online In Minutes

Step 3

Assemble Your Homebuying Team

Apply with On Tap and we'll match you with a home loan expert from our team to review your options and set you up for success every step of the way.

CONNECT WITH A HOME LOAN EXPERT

We'll contact you to review all your options and find the grant solutions to help you cut your homebuying costs. 

 

Looking to learn more about home loans with On Tap? 

Choose the home solution that best fits your interest. 

BUYING YOUR FIRST HOME

BUYING YOUR NEXT HOME

OTHER HOME LOAN OPTIONS

On Tap Approves 97% of Mortgage Applications***

***Based on 2021 On Tap Mortgage Purchase and Refinance Applications 

 

 

On Tap Credit Union
*Homeowners do not make any monthly payments on the down payment itself. Instead, upon selling or refinancing, they repay the amount in full plus 5% of the home’s appreciation, which ensures the Dearfield Fund can continue to operate.
**Loan approval and rate is dependent upon appraisals, credit, collateral, financial history, and program availability at the time of origination. Rates and terms are subject to change without notice. This is not a loan commitment or guarantee of any kind. On Tap will be offering an appraisal credit of up to $650.00 to all Dearfield borrowers in addition to a $7500.00 grant for eligible borrowers. The grant can be used toward the closing cost, repairs to the home, or down payment.
 
 
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