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Share The Wealth While Earning Rewards

EARN REWARDS WHEN YOU REFER YOUR FRIENDS

 

Refer a new member to On Tap and you'll each receive a $50 e-gift card when they:

1. Open a checking account *

- and -

2. Get a debit card*

 

Here are just a few reasons to help your loved ones discover the benefits of On Tap:

- Member owned means fewer fees and better rates on savings and loans
- No monthly service charges
- No ATM fees at thousands of CO-OP ATMs nationwide
- Free Visa® debit card
- Free On Tap Online and Mobile Banking,** bill pay, and e-statements

 

  • Anytime, Anywhere Banking
    Anytime, Anywhere Banking
  • Quick, Convenient Access
    Quick, Convenient Access
  • Member Owned
    Member Owned

Referrals are easy - and so is getting paid!

1. Register for our referral program and share your personalized referral link via email or social media.
2. Collect your cash! Watch your rewards add up as you earn a $50 e-gift card for both you and each of your friends that meets the criteria mentioned above.


- Accounts must remain in good standing for 6 months after opening to be eligible for payout. Rewards are fulfilled by email via Gift-o-Gram within 6 months of account opening requirements being met. -

REGISTER AND START EARNING

 

 

 

Terms & Conditions

*Offer valid for Colorado residents only. Effective as of 10/7/2025. Refer a friend to On Tap Credit Union® and you’ll each receive a $50 e-gift card when your friend opens a new eligible account. Subject to IRS dividend reporting. Must mention this promotion at the time of account opening to qualify. To qualify for the referral program, all entrants must be at least 18 years of age and a member in good standing with On Tap Credit Union. Youth accounts are not eligible. Referral offer is not valid with any other offers or promotions. Additional restrictions may apply. Each referring member must be the actual sender of the emails – bulk distribution will render members ineligible to participate in On Tap Credit Union’s referral program. Account must remain in good standing for 6 months. Reward fulfilled by email via Gift-o-Gram within 6 months of account opening requirements being met. Rewards are considered taxable income; if rewards total $600 or more in a calendar year, a 1099-MISC will be issued. Once recipients claim their prepaid cards, they will have 12 months to enjoy the balance before it expires. On Tap Credit Union reserves the right to change the program at any time without notice and may be discontinued at any time. Referral rewards not available for mortgage or loan accounts. Membership eligibility required.
**Data charges may apply.